The Truth About my NaNoWriMo Novel

We are just over a week into Camp NaNoWriMo, and I am right on track. I have almost 15,000 words, but, the truth is, I don't like what I've written. I don't like my plot and I don't like my characters.

Plot
My original plot for this Camp NaNo centered on Varina: her father has been murdered and she wants to find out whodunnit. As she searches for clues, she meets Daniel, a wannabe pianist held back by controlling parents. I was scared about this because I have always written plot-driven novels, and this idea didn't seem like it could support 50,000 words of story unless it was a thriller, which I didn't want to write.

I decided to make the story character-driven and hoped that the plot would follow. But then I had an idea in the shower... and my novel changed into a plot-driven, magical realism complete with Bigfoots and an intricate plot. A week later, I am kicking myself for letting familiarity woo me away from trying something new. I'm also not sure I like the magical realism twist. Daniel and Varina's characters are meant to be in the real world, I think.

Characters
I did extensive character profiles on Daniel and Varina before I started to write, but they are not coming off like I had hoped. Daniel is needy and privileged, but he lacks the charisma that is supposed to draw Varina and readers (and me!) to him. Varina is supposed to be angry and logical, but she is not supposed to have a compassion deficiency! I don't like either of them, which means that you won't either. They don't like each other either, which is problem if they are to become best friends later.

I'm also not sure who is supposed to be telling this story. I started by alternating between Daniel and Varina's point-of-view, but something was off, so I tried doing first person from Daniel's perspective. I haven't written much in first person, so I quickly reverted to third person without realizing it. This was the second new thing I tried that didn't work because I didn't put in the effort of trying something new.
A wise woman once said, "Take chances, make mistakes, get messy!" but I don't like any of those things, so I stay where it's familiar and safe. Several areas of my life are impacted by this, but my creativity suffers the most.
Which is why I've decided to start Camp NaNorWriMo over. I am ditching the magical Bigfoots and going back to my original idea. I am going to write in first person from Varina's point-of-view. I am also going to keep the 15,000 words that I've already written.

Oh, and guess what? My Camp NaNoWriMo novel does not have a title! I know, I know, you are all shocked, but perhaps you can understand that not every novel I write can have such a brilliant title as "Unnamed Fantasy Novel." That title took all of my creativity so that, four years later, I still can't come up with anything as clever.

Let's get a conversation started in the comments! Do you tend to write all of your stories in the same style? Do you think there is benefit to trying different styles? Am I insane for starting this story over again?